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terms of service and privacy policies

TERMS OF SERVICE

02AMSTORY LLC
d/b/a TWO AM STORY
Effective Date: May 2, 2026

1. Acceptance of Terms

By accessing this website, purchasing any product, or engaging any service, you (“Client,” “User,” or “you”) agree to be bound by these Terms of Service (“Terms”).

If you do not agree, do not use our services.

2. Nature of Services

We provide:

  • Business consulting and advisory services
  • Digital products (templates, tools, frameworks)
  • Educational programs and retainers

All services are advisory in nature only.

3. Professional Disclaimer (Critical)

3.1 No Licensed Advice

02AMSTORY LLC is not a:

  • Law firm
  • Accounting firm
  • Financial advisory firm
  • Investment advisor
  • Insurance broker

Nothing provided constitutes:

  • Legal advice
  • Tax advice
  • Financial or investment advice

You must consult licensed professionals where appropriate.

3.2 No Fiduciary Relationship

Nothing in this relationship creates:

  • Fiduciary duty
  • Agency relationship
  • Partnership or joint venture

We act solely as an independent contractor.

3.3 No Reliance

You agree that:

  • You will not rely solely on our advice
  • You will exercise independent judgment
  • You assume full responsibility for your decisions

3.4 No Guarantee of Results

We make no guarantees regarding:

  • Revenue or profitability
  • Business outcomes
  • Performance improvements

All results depend on factors outside our control.

3.5 Client Responsibility

You are solely responsible for:

  • Business decisions
  • Implementation of strategies
  • Legal and regulatory compliance

4. Scope of Services

Unless explicitly agreed in writing, we do not:

  • Implement business decisions
  • Act on your behalf
  • Provide compliance certification

All services are advisory only.

5. Engagement Agreements

Separate written agreements govern paid services.

If a conflict exists, the signed agreement controls.

6. Payments

Services

Payment terms are defined in your agreement.

Digital Products

  • Delivered immediately
  • All sales are final

7. Intellectual Property

All materials remain the property of 02AMSTORY LLC.

You receive a limited, non-transferable license for internal business use only.

You may not:

  • Resell or distribute materials
  • Repackage or reuse commercially
  • Claim ownership

8. Templates & Materials Disclaimer

Templates and documents:

  • Are generalized examples
  • Are not tailored to your jurisdiction
  • May not reflect current law

You agree to:

  • Obtain legal review before use
  • Assume all risk for use or modification

9. Limitation of Liability

To the maximum extent permitted by law:

  • We are not liable for indirect, incidental, or consequential damages
  • Including lost profits, business interruption, or data loss

Total liability is limited to:

The amount paid to us in the 12 months preceding the claim

10. Indemnification

You agree to indemnify and hold harmless 02AMSTORY LLC from claims arising from:

  • Your business decisions
  • Your use of our materials
  • Violations of law
  • Misuse of services

11. No Duty to Update

We are not obligated to update:

  • Advice
  • Materials
  • Recommendations

12. Third-Party Services

We are not responsible for third-party tools or services.

13. Confidentiality

We treat client information as confidential.

You agree not to disclose our proprietary materials.

14. Termination

We may terminate access for:

  • Violations of these Terms
  • Non-payment
  • Misuse of services

15. Dispute Resolution

Governing Law

These Terms are governed by the laws of Arizona.

Resolution Process

  1. Good-faith negotiation
  2. Mediation
  3. Binding arbitration in Phoenix, Arizona

16. Class Action Waiver

All disputes must be resolved individually.

17. Assumption of Risk

You acknowledge that:

  • Business decisions involve inherent risk
  • You assume all risk from implementation of advice

18. Entire Agreement

These Terms + Privacy Policy + any agreements form the entire agreement.

19. Changes

We may update these Terms at any time.

20. Contact

02AMSTORY LLC
hello@twoamstory.com

PRIVACY POLICY

02AMSTORY LLC
d/b/a TWO AM STORY
Effective Date: May 2, 2026

1. Overview

This Privacy Policy explains how we collect, use, and protect your information when using our website and services.

2. Information We Collect

A. Information You Provide

  • Name, email, phone
  • Business information
  • Payment details (processed securely via third parties)
  • Communications

B. Automatically Collected

  • IP address
  • Browser/device data
  • Website usage

C. Third-Party Sources

  • Payment processors
  • Analytics providers
  • Email platforms

3. How We Use Information

We use data to:

  • Deliver services
  • Process payments
  • Communicate with you
  • Improve offerings
  • Comply with legal obligations

We do not sell personal data.

4. Sharing of Information

We may share data with:

  • Service providers
  • Legal authorities if required
  • Successors in business transfers

5. Data Retention

We retain data as long as necessary for:

  • Services
  • Legal compliance
  • Dispute resolution

6. Your Rights

Depending on your location, you may request:

  • Access
  • Correction
  • Deletion
  • Data portability

Contact: hello@twoamstory.com

7. Cookies

We use cookies for:

  • Website functionality
  • Analytics
  • Marketing (where permitted)

You may disable cookies in your browser.

8. Data Security

We use reasonable safeguards but cannot guarantee absolute security.

9. Children

Our services are not intended for individuals under 18.

10. International Users

Data may be processed in the United States.

11. Updates

We may update this policy at any time.

12. Contact

02AMSTORY LLC
hello@twoamstory.com